motor vehicles act, 1988 (59 of 1988), Section 166 – Liability of insurance Company was restricted to 42 passengers only – 26 passengers died and 54 passengers received injuries – Insurer shall identify those 42 passengers for whom the Insurance Company is liable and identify other claims, for which the Insurance Company has to satisfy and recover from the owner of the vehicle – The 42 highest claims shall be first satisfied by the Insurance Company and rest will be the liability of the owner of the vehicle, which, however, the Insurance Company will pay and it will be entitled to recover the same from the owner of vehicle . [Para 10]