Security interest (Enforcement) Rules, 2002 Rule 8(6), 8(7), 9(1) – Personal service of sale notice is the requirement in law, apart from publication in terms of Rule 9(1) of the Rules, 2002 – Service of sale notice is required to be effected by all three modes i.e. pasting of notice on the conspicuous portion of the property in terms of Rule 8(7), publication in two newspapers out of which one should be in vernacular newspaper and personal service in terms of Rule 9(1) of the Rules, 2002 – In view of the aforesaid clear position of law, it is held that it is mandatory for the creditor to serve the sale notice to the borrower by all means of service i.e. publication, pasting and personal service as required under Rule 8 and 9.